Pei Fun Liem: Building Up an Effective Budgeting to Optimize Self-Productivity | Work in Progress #4

In this episode, host Tia Hamer is joined by Pei Fun Liem, a full-time lecturer and a faculty of Business and Economics at Petra Christian University.

Sometimes it’s hard to achieve your passion when you need the budget or allocated funds for it. Therefore, budgeting is crucial since it helps you control spending, track expenses, and save money.

Meet Pei Fun Liem

Pei Fun is a full-time lecturer and a faculty of Business and Economics at Petra Christian University. She has a Bachelor in Economics and Management (Finance) from Petra Christian University, Indonesia, and a Master of Commerce and Finance from the University of Melbourne, Australia, and is currently pursuing a Doctor of Philosophy in Banking and Finance at Nanyang Business School.

Additionally, Pei Fun is the author of the Academic Journal: Intellectual Capital in Indonesia – Dynamic Panel Approach.

About the episode

In this podcast episode hosted by Tia Hamer, Pei Fun shared how budgeting and productivity are related to one another. She said that if you do not manage your money well, the outcome from inefficient allocation of money could be not good. Not budgeting properly also affects productivity in other areas of your life.

Pei Fun also said that productivity is no longer about finishing all tasks that you have set in a certain period of time; it’s about growing your fullest potential, feeling joyful and content, and creating impact through developing others as well.

She also shared her sentiment about the 50/30/20 allocation technique. According to Lei, it is not one formula for everyone, and the essence of this principle is about budgeting and allocating your asset, which is important to do by all people.

In conclusion

Your finances and budgeting reflect how protective you are in other areas of your life. Therefore, budgeting plays a crucial role. It is an important planning process to manage your spending and focus your money on the things that matter to you.


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